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At a glance

5%
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
1.5%
Earn unlimited 1.5% cash back on every purchase, every day

Earn $200

Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening

Introductory Balance Transfer APR

0% intro on balance transfers for 15 months

Introductory Purchases APR

0% intro on purchases for 15 months

Ongoing Balance Transfer APR

19.24% - 29.24% (Variable)

Ongoing Cash Advance APR

29.24% (Variable)

Ongoing Penalty APR

None

Ongoing Purchases APR

19.24% - 29.24% (Variable)
$0
670-850Excellent, Good
  • Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day

Our Take

TPG Editor‘s Rating

Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
3.5/5

Overview

Keep things simple and watch your rewards grow over time with an unlimited 1.5% rewards rate that you can convert to cash back. We love that there’s no minimum redemption amount when it comes to redeeming your rewards, meaning that you can apply your earnings immediately to your statement credit and lower your charges.
Read the full review

Pros

  • Unlimited 1.5% cash back on all purchases
  • No annual fee
  • Cash back doesn't expire

Cons

  • Limited card perks and benefits
  • Other cards offer more potential and upside when it comes to redeeming cash back

Who is this card good for?

There are lots of introductory cash-back cards out there, but an existing Capital One customer would best benefit from the Capital One Quicksilver Cash Rewards. Alternatively, someone who wants to eventually apply for travel rewards cards with Capital One (like the Capital One Venture Rewards Credit Card) can benefit from starting with the no-annual-fee Capital One Quicksilver first.

Earning Rewards

The sky’s the limit when it comes to earning cash back with this card since it earns an unlimited 1.5% cash back on all purchases.